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Analyzing the Data of Default

Overview No one needs to be told the U.S. economy is lousy. Banks are currently facing huge charge-offs - loans that never get repaid.

In theory the loan cycle is simple: Check credit, grant loan and collect payments. But when a loan goes bad, the cycle becomes long, interactive...and expensive. That means that banks, like other businesses, are eager to take advantage of any possible edge that technology can provide. After all, a small percentage of a large amount can still mean real money.

Further White Paper Details
Publisher	Release 1.0	File Format	HTML
Date Published	May 2003	Downloads	16
Format	White Papers
Topics	Data Mining - Analysis, Business Intelligence - Data Warehousing

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Deutsche Telekom considers e-cash

Chris Leather, head of contracts at the Global Mobile Commerce Forum (GMCF), an industry body representing mobile phone companies, said telco services could turn the current model for online payments on its head .

Channel:
SOA/Web Services

Paying for it: Are e-payment technologies letting us down?

WorldPay takes its slice as a percentage of the transaction, but admits its success has been limited. In part three of her series on online payments, Sally Watson finds out if the technology can meet the challenge.

Channel:
Comment & Analysis

M-payments: Big opportunity, big problems along the way

Retailers would prefer to have banks at the centre of m-payments, according to research by Forrester's Lussanet. Yet after getting giddy shouting about mobile payments operators are now facing up to the sobering reality of creating a complex...

Channel:
Comment & Analysis

ID theft: Who's getting hold of your personal data?

The associated costs to each of us is around £300, because you can be sure banks, merchants and credit card companies don't take it on the chin. Every day in the UK £10m of cash flow can be attributed to criminals using a stolen ID - and ID theft...

Channel:
Security Strategy

Credit crunch prompts the great cash comeback

The consortium puts the cost to retailers of processing a credit card transaction at up to 17 times higher than the charge for handling a cash payment and accuses card companies of pushing cashless payments as a way of boosting their own revenue.

Will consumers always want free banking?

Services currently offered include travel and gadget insurance, roadside assistance and reductions in loan rates. UK banks generally do not directly charge consumers for account management, payments and cash utilisation services.

Live Webcast: Telecoms 2.0 - Where is telecoms heading?

In this webcast, our panel of experts will review where we are with next generation telecoms in the UK, working through the concept of 'Telecoms 2.0': - Realising the potential of Next Generation Networks - why it isn't just about the technology? - What attributes should firms be looking for in their telco partner? - Is the relationship between telco provider and customer changing? - What things need to happen to make next generation services a reality? - You say you want the supplier to change. Do you want to change too? - What is Telecoms 2.0?

Publisher:
ZDNet UK

Telecom 2.0: Mind over matter

ntl:Telewest Business believes that the role of the telco is evolving. Gone are the days when it was enough to simply focus on circuits and minutes, customers now need a far higher degree of interaction and look for suppliers who will talk business solutions with them.

Publisher:
ntl:Telewest Business

IBM Information Server Change Data Capture

In today's fast-paced world, access to real-time data has never been more important. To be successful, organizations need to be able to report and analyze corporate data quickly and easily, regardless of what applications created the data, what platform they're running on, or what database they're stored in.

Publisher:
IBM

An examination of server consolidation: the trends that can drive efficiencies and help businesses gain a competitive edge

This white paper provides a starting point for organizations contemplating server consolidation. It includes an overview of server consolidation concepts and techniques and provides guidance on methodologies. It also looks at the potential cost savings associated with server consolidation and offers information on how organizations can sustain the advantage they have gained by consolidating their servers.

Publisher:
IBM

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