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Competition, Growth, and Performance in the Banking Industry
Overview This paper analyzes competition, growth, and performance in the banking industry. First, we analyze the relationship between market structure and the performance of the banking industry. Furthermore, we test hypotheses on whether size matters for individual banks' profit performance. It turns out that bank profits are inversely related to the amount of bank assets and are positively associated with the amount of tier one bank capital. This paper tries to bring the ‘profit’ approach a step further. We first analyze how concentration in the banking industry is related to bank profitability in a number of industrialized countries. Then we analyze how bank size affects the profits of internationally operating banks, as we assume that the globe rather than the nation state is the banks battlefield. We include various bank characteristics to determine profit growth.
| Publisher | University of Pennsylvania | File Format | PDF, requires Acrobat Rdr 5 |
|---|---|---|---|
| Date Published | February 2000 | Downloads | 13 |
| Format | White Papers | ||
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